As a Veteran owned business we pride ourselves in being upfront and transparent with eveyrone we work with. We treat eveyrone with respect, and will always provide you the best service possible.
Qualifications & Expectations
Industry Types
Time In Business
Time In Business
We work with all Industries including but not limited to, Logistics, Restaurants, Blue Collar and Professional Services. Chances are regardless of your industry type, we can get you the capital you need!
Time In Business
Time In Business
Time In Business
You will need to be in business for a minimum of 3 months. This includes you needing to have a Business bank account for that period of time as well. Some products require 1 to 3 years time in business to open up additional preferred products.
Requirements
Time In Business
Fast Approval
You must be a Business, although Sole Proprietors are fine. Requirements include, a Business Bank Account, Deposits at or exceeding $2,500 per month. Not currently in a Default of an existing loan. Previously resolved Defaults are permitted.
Fast Approval
Lending Types & Amounts
Fast Approval
Our approvals are fast! In some instances we can have your approval in minutes. But, all approvals will be within 24hrs and with no Hard Credit Check. This means you know fast and with no negative effect to your credit!
Payment Terms
Lending Types & Amounts
Lending Types & Amounts
We offer a wide variety of structured products with a number or different payment terms. Some are Daily, but the majority are Weekly or Monthly. Lines of Credit are our clients favorite! Providing you the ability to have access to capital when you want and on your terms!
Lending Types & Amounts
Lending Types & Amounts
Lending Types & Amounts
We have products for every type of business, at every stage. Lending ranges from as little as $2,500 up to $5,000,000. Products that help build and establish credit, to Lines of Credit that are essential for rapidly moving organizations! As well as Term Loans and Factoring!
Professional Services and Products offered by Lighthouse
Business Consulting
Our experienced consultants bring over 25 years of industry knowledge. We will work with you to identify areas of improvement and develop strategies to help your business grow and achieve success. We provide a comprehensive range of services including market research, financial analysis, and strategic planning.
Lines of Credit
Lines of Credit are a great choice for clients. This product allows you to have the peace of mind that you have the ability to access capital when you need it. While also providing you the flexibility to know you are only charged on money used. Fast access to capital and peace of mind.
SBA
Our SBA products usually come in a few forms. A 500k /300k term loan, or a 100k Line of Credit. In order to qualify for these products, a client will need to have been in business for a minimum of 2 years, with a 680 or higher credit rating. The business can not have any prior defaults.
Term Loans
Term loans are your more traditional type of product clients think of when considering a loan. They are usually monthly payments, with terms of payback spread over 2 to 10 years. Normally a client will need a credit rating of 680 or higher, 2 years time in business and no prior defaults to qualify.
Revenue-based financing
Revenue-based financing provides businesses access to an upfront sum of working capital in exchange for a set amount of the business’s future revenue. The business then remits an agreed upon monthly percentage of its revenues, via daily or weekly payments, until the total contracted amount has been paid in full.
Factoring/Equipment Financing
Waiting on capital can be difficult. Factoring allows your business to gain acesss to revenue you have earned but not yet received. This is a great way to increase cash flow to the bsuiness. Equipment financing is yet another tool to utilze as a means to not have to depleat your researves and still acheive the companys goals. We have a wide range of products that will allow you to purchase that next piece of equipment now!